Appraisals
Your jewelry is important to you and should be insured in case of unforeseen events. Appraisals can help with that. They show your insurance company what your jewelry is worth.

Diamond & Gold Jewelers does not itself appraise jewelry. You wouldn’t want a car salesman to appraise your car right after you bought it would you? Most states, including Michigan and Ohio, do not require personal property appraisers (which include jewelry) to be licensed. Nor do they require any qualifications to write appraisals. Would you want your home appraised by someone who isn’t licensed?
That’s why Diamond & Gold Jewelers partnered with an independent certified gemological appraisal company, Gem Appraisal Laboratory ltd. Gem appraisal lab is listed with the American Gem Society, the National Association of Jewelry Appraisers, and Gemological Institute of America.
There are many different kinds of jewelry appraisals. These range from replacement (for insurance), fair market (item’s current worth), federal IRS fair market (item’s worth for IRS standards), and liquidation value (quick cash sale of an item). Make sure to choose the correct kind of appraisal you need. Just because you have an estate does not necessarily mean you need a specific kind of appraisal.
Keep in mind, in most cases, insurance companies cover only $500 to $2,000 dollars on all non-insured jewelry in the advent of a loss.
Schedule an appointment to get appraisals done for your jewelry, call us at 419-599-1900 and schedule an appointment.